calculator
ACH Settle Date
Estimate U.S. ACH settlement dates for standard and same-day entries, skipping weekends and Fed holidays.
Effective Entry Date
Ops/treasury model: Settlement Date ≈ Effective Entry Date on banking days. Same Day needs a caught FedACH window.
Saved only in this browser — nothing is uploaded.
Restoring your last inputs…
Settlement plan
Settlement date, submit-by guidance, and FedACH windows appear here.